Insurance carrier management for collision shops

Claimory is the management layer for collision shops. The carrier directory captures State Farm, Geico, Progressive, USAA, Allstate, Farmers, Liberty Mutual, Travelers, Nationwide, American Family, Mercury, MetLife, Auto-Owners, and any regional or specialty carrier on one profile per carrier with claims phone, supplements email, billing terms, DRP status, and adjuster relationship history. Included on every paid plan starting at $49 per month per location.

One profile per carrier, structured the same

Every carrier gets the same profile shape: claims phone, supplements email, billing address and terms, DRP tier, regional manager, payment cadence, photo and pre-auth requirements, and the quirks your shop has learned the hard way. State Farm often requires photos before teardown. Geico approves clean supplements fast. Progressive's NetClaim lives in the carrier portal but the operational log lives in Claimory. Allstate process varies by region. USAA documentation standards are tight. Capture the rules once, reuse on every claim tagged to that carrier.

Adjuster history that survives staff turnover

Every adjuster your team has worked with is logged on the carrier profile with name, phone, email, and the running notes (who approved fast, who fought every supplement, who answers Friday emails). When the office manager leaves, the adjuster relationship memory does not walk out the door with them. The next hire is not starting from zero on the State Farm relationship.

Per-carrier approval days drive smarter follow-up

Claimory tracks average supplement approval time by carrier from real claim data, not estimates. Knowing Geico approves in 3 days and State Farm takes 7 changes the follow-up cadence. The office manager calls the right follow-up at the right time, not every carrier on day 5 because the day 5 reminder is universal. Approval timing data turns into negotiation leverage at DRP review, instead of opinion-vs-opinion.

DRP requirements on the claim, not in someone's head

Each carrier profile stores DRP tier, photo requirements, rental and tow authorization rules, and supplement submission process. When a claim is tagged to that carrier, the requirements surface on the claim timeline so the estimator and office manager see them without digging through old emails. DRP checklists do not get skipped on the rush jobs because they live on the claim, not in someone's head.

Operator workflow, the actual day

New claim drops in: front desk picks the carrier from the directory, the adjuster pulls from the saved list, the DRP photo rules surface in the claim sidebar. Estimator writes the estimate in CCC ONE, logs it, supplement aging starts on the carrier's clock. At day 6 of a Geico claim, the system flags it (Geico average is 3 days), AI drafts a follow-up email, office manager edits and sends. Claim moves. Per-carrier dispute rate, payment speed, and claim volume roll up at quarter-end for the DRP review.

Honest about what Claimory does not do

Claimory does not have direct API integrations with carrier portals like State Farm SECURE or Progressive NetClaim. Your estimator still writes estimates in CCC ONE or Mitchell, and uploads to the carrier portal the same way they always have. What Claimory does is own the operational layer: the contact list, the supplement log, the approval timeline, and the follow-up trail, so nothing gets lost between the portal and the shop floor.

Key capabilities

  • One profile per carrier with claims phone, supplements email, DRP status, billing terms
  • Adjuster history per carrier with notes, phone, email, click-to-call
  • Per-carrier average supplement approval days driven by real claim data
  • DRP photo and pre-auth requirements that surface on every tagged claim
  • Per-carrier dispute rate, payment speed, and claim volume reporting
  • Internal shop-only notes that never leak to customer or carrier
  • Add a new carrier in under a minute, no setup call required
  • Click-to-call and click-to-email from the carrier profile
  • Carrier-grouped supplement aging when shop volume hits threshold
  • Carrier-specific notes for State Farm, Geico, Progressive, Allstate, USAA, and regional carriers

Common questions

Which insurance carriers does Claimory support?

Every carrier your shop handles. State Farm, Geico, Progressive, Allstate, Farmers, USAA, Liberty Mutual, Travelers, Nationwide, American Family, Mercury, MetLife, Auto-Owners, and any regional or specialty carrier are all supported out of the box. Claimory is carrier-agnostic.

Can I add a new carrier if I start writing work for them?

Yes. Add a new carrier profile in under a minute with claims phone, supplements email, billing terms, DRP status, and any internal notes on how that carrier runs. New carriers become available across every claim, estimate, and report from the moment you save the profile. No waiting on support, no per-carrier fee.

Does Claimory integrate directly with carrier portals like State Farm SECURE or Progressive NetClaim?

No. Claimory does not have direct API integrations with carrier portals, and we are honest about that. Your estimator still writes estimates in CCC ONE or Mitchell, and uploads to the carrier portal the same way they always have. Claimory owns the operational layer: contact list, supplement log, approval timeline, and follow-up trail.

Does Claimory track per-carrier performance?

Yes. Average supplement approval days by carrier, number of touches per claim, payment speed, dispute rate, and claim volume trend. Shops use this to negotiate DRP terms with real data, flag carriers that consistently slow-walk approvals, and decide which relationships are worth the paperwork.

How does Claimory handle DRP-specific requirements?

Each carrier profile stores DRP tier, photo requirements, rental and tow authorization rules, supplement submission process, and any shop-specific notes your team has learned the hard way. When a claim is tagged to that carrier, the requirements surface on the claim timeline so they do not get skipped on rush jobs.

Is the carrier directory included in every Claimory plan?

Yes. The carrier directory is included on every tier, starting at $49 per month per location on Starter, with no caps on number of carriers or contacts per carrier. Advanced per-carrier benchmarks and approval-time analytics unlock on Elite at $349.