How Claimory finds the revenue your shop is missing

The methodology behind Claimory's modeled supplement recovery, shown as an illustrative worked example. The recovery comes from one conservative stream: missed supplements, line items the shop already earned at teardown but never submitted, so the carrier never paid them. One formula runs the whole model: monthly recovery = claims per month x supplements per claim x dollar value per supplement x share currently missed. At the illustrative 45-claim-per-month example (45 x 1.8 x $320 x 50%), that is $12,960 per month, or $155,520 per year. This page states the assumptions and the math so any shop can plug in its own numbers. The figures here are a model, not a promise.

The formula

Modeled monthly recovery = claims per month x supplements per claim x dollar value per supplement x share currently missed. That is the whole model, and it is the same formula every calculator on claimory.io uses, so identical inputs always produce identical outputs. The supplement workflow in Claimory surfaces aging claims and the AI Claim Audit flags missed line items, so the shop catches more of what it is owed inside the carrier's submission window.

Stated assumptions

Supplements per claim: 1.8 average (industry baseline is roughly 1 to 3, because teardown keeps finding what the first estimate could not see). Dollar value per supplement: $320 average (typical range $300 to $900; the model deliberately sits near the bottom of the range to stay conservative). Supplements currently missed: 50% (independent collision shops without a supplement-tracking system catch fewer than half of the supplements they are entitled to). None of these are universal. Every assumption is an editable input in the calculator at claimory.io/methodology and in the supplement gap calculator at claimory.io/tools/supplement-gap-calculator.

Worked example (illustrative), 45-claim-per-month shop

Plug the defaults into the formula: 45 claims x 1.8 supplements per claim x $320 per supplement x 50% missed = $12,960 per month in modeled recovery, or $155,520 per year. Against the $129.99 Professional plan, that is a payback of roughly 100x. This is an illustrative model, not a promise; it measures supplement revenue the shop already earned and never collected. No tool recovers the full modeled gap, and real numbers vary by carrier mix, DRP composition, severity, and existing process. Lower-volume shops or DRP-light books land lower; higher-volume shops with heavy insurance work land higher. Plug in your own numbers for an estimate specific to your shop.

Upside the model deliberately leaves out

Claimory also helps shops supplement back short-paid line items and cut the wait windows that stretch cycle time. Both are real upside, and both are deliberately excluded from the headline recovery number so the model stays conservative and reproducible from one formula. No dollar figure on this page includes them. To put a separate number on cycle time for your own shop, use the free cycle time calculator at claimory.io/tools/cycle-time-calculator.

Common questions

Where does the recoverable revenue come from?

One stream: missed supplements. These are line items for work the shop performed and documented but never submitted, so the carrier never paid them. The model multiplies claims per month by supplements per claim (1.8), by the average dollar value per supplement ($320), by the share a shop without tracking currently misses (50%). At the illustrative 45-claim-per-month example, that is $12,960 in modeled monthly recovery. Plug your own claim volume into the calculator to estimate a number specific to your shop.

Does this require a price increase or new customers?

No. Every dollar in the model is a supplement the carrier already owed for work that was actually performed and documented. Missed supplements are usually not lost negotiations; they are line items that never got submitted. The methodology measures recovery, not new sales.

What about short-pay recovery and faster cycle time?

Claimory also helps shops supplement back short-paid line items and shrink the wait windows that stretch cycle time. Both are real upside, and both are deliberately left out of the headline recovery number so the model stays conservative and reproducible from one formula. To put a separate number on cycle time for your own shop, run the free cycle time calculator at claimory.io/tools/cycle-time-calculator.

Are you certifying these numbers will hit for my shop?

No. The methodology is a transparent worked example based on industry-typical inputs. Real shop numbers vary by carrier mix, DRP composition, severity, technician throughput, and existing process. The 14-day free trial gives you the data to calibrate against your own claims.

How does the AI Claim Audit actually find missed line items?

The AI Claim Audit reads the full claim record (estimate, supplements, photos, vehicle, carrier, location) and flags operations commonly missed for that damage profile, that carrier, and that DRP program. Every flag links to the source line and the reason. The estimator reviews the suggestions and decides which to add. Nothing is auto-applied to the estimate.